2 (15 oz) cans black beans, rinsed and drained
1 (17 oz) can whole kernel corn, drained  (Frozen corn can be thawed and used also)
2 large tomatoes, chopped
2 avocados, diced
1 small red or sweet onion, chopped
1/4 cup chopped fresh cilantro
1 large red bell pepper, chopped

Dressing:
2 Tbsp red wine vinegar
4-5 Tbsp lime juice
2 Tbsp olive oil
1 tsp monteral seasoning
1 tsp garlic salt

Combine all ingredients in a bowl.  Stir in dressing to cover.  Store covered in  refrig.  Garnish with avocado slices or cilantro sprigs.  Serve with tortilla chips.  Can be kept in refrig for a couple of days.